You’ve Repaid Your Mortgage in Scotland – What Happens Next?

by Joe Rowan | 4 Sep 2025 | Residential Conveyancing

Paying off your mortgage is a major milestone, but the process is not quite finished. In Scotland, once your final payment is made, you need to discharge the Standard Security from your property title. Until this is done, your lender’s charge remains on the Land...

Negotiating Commercial Leases in Scotland – Key Considerations for Landlords and Tenants

by Robert Allan | 4 Sep 2025 | Commercial Property

There is no such thing as a “standard” commercial lease in Scotland. Every lease needs careful negotiation to reflect the type of property, the nature of the business, and the priorities of both landlord and tenant. From repairing obligations and insurance to rent...

DIY Wills in Scotland – Why They Can Cost More Than You Think

by Gordon Sommerville | 4 Sep 2025 | Wills

Many people are tempted to save money by making a DIY Will online, but under Scots Law this can lead to serious problems. Homemade Wills are often based on English templates and may not comply with Scottish rules on succession, legal rights, or execution. Errors in...

What’s the Best Legal Structure for Your Business?

by Gordon Sommerville | 14 May 2025 | Business Law

Starting your own business is a big step, and one of the first decisions you’ll need to make is how to structure it. The choice you make will affect everything from tax and paperwork to liability and decision-making. There’s no one-size-fits-all answer. It depends on...

Understanding a Closing Date When Buying a Home in Scotland

by Joe Rowan | 14 May 2025 | Residential Conveyancing

If you’re house hunting in Scotland, you may have come across the term closing date. It’s a uniquely Scottish part of the property process and can often take buyers by surprise, especially those new to the market or coming from other parts of the UK. In this article,...

Planning Ahead: Why a Power of Attorney Matters in Scotland

by Gordon Sommerville | 14 May 2025 | Power of Attorney

None of us can predict what the future holds, but we can prepare for it. Granting a Power of Attorney is a proactive step that gives someone you trust the authority to make decisions on your behalf if you become unable to do so. In Scotland, it’s a key part of...

Legal Rights in Scotland

by Joe Rowan | 24 Jan 2025 | Succession Planning

Whether you have a Will or not, your spouse or civil partner and your children have an automatic entitlement to Legal Rights in Scotland when you die. Neither your spouse or civil partner nor your children need to do anything to enforce their Legal Rights, but they...

A Pre-nuptial Agreement isn’t just for celebrities

by Iain Wilson | 24 Jan 2025 | Family Law

You might be excused for thinking a pre-nuptial agreement is only for the rich and famous. It is clear that those who have built up considerable wealth or have significant assets might seek to protect much of it, especially when divorce statistics are so high. Anyone...

What are the benefits of Equity Release?

by Robert Allan | 24 Jan 2025 | Equity Release

If you are 55 years of age or over, you can consider unlocking some of the capital locked up in your house. Taking out any type of equity release means it will affect the inheritance left to loved ones, along with potential tax implications and impacts on eligibility...

A Power of Attorney is more important than a Will, says Martin Lewis

by Joe Rowan | 10 Jun 2024 | Power of Attorney

In an article published on the MoneySavingExpert website in November 2023, Martin Lewis declared “a Power of Attorney is more important than a Will”. A Will and a Power of Attorney are both very important documents. Arguably, both are equally important. However, we...

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