None of us can predict what the future holds, but we can prepare for it. Granting a Power of Attorney is a proactive step that gives someone you trust the authority to make decisions on your behalf if you become unable to do so. In Scotland, it’s a key part of...
Whether you have a Will or not, your spouse or civil partner and your children have an automatic entitlement to Legal Rights in Scotland when you die. Neither your spouse or civil partner nor your children need to do anything to enforce their Legal Rights, but they...
You might be excused for thinking a pre-nuptial agreement is only for the rich and famous. It is clear that those who have built up considerable wealth or have significant assets might seek to protect much of it, especially when divorce statistics are so high. Anyone...
If you are 55 years of age or over, you can consider unlocking some of the capital locked up in your house. Taking out any type of equity release means it will affect the inheritance left to loved ones, along with potential tax implications and impacts on eligibility...
In an article published on the MoneySavingExpert website in November 2023, Martin Lewis declared “a Power of Attorney is more important than a Will”. A Will and a Power of Attorney are both very important documents. Arguably, both are equally important. However, we...
Getting divorced is a life-changing event. You may face an uncertain future and it may be financially challenging. There will be issues surrounding children and decisions about where you will live. In the midst of all of this is the need to sort out the finances. When...
Everyone knows buying a house can be stressful. Even those who have been through the process before still find moving house challenging. But what about those first-time buyers who have not yet got their foot on the property ladder? In this guide for first-time buyers,...
There is no substitute for forward planning and making a Will is a key part of that. However, life is uncertain and we never know when death might overtake up. When that happens and you have not made a Will, it means that your loved ones need to depend on the law of...
As Scotland’s population ages and more older people own their own homes, many decide to unlock the value in their properties to provide cash in later years. Some people do that through equity release. What is Equity Release? Your house is probably the most valuable...
An employee’s right to request flexible working is not new. It was enshrined in Section 80F of the Employment Rights Act 1996 (as amended) with the provisions relating to flexible working coming into effect from April 2003. The legislation has progressed and been...
