Equity Release
Pomphreys Solicitors provides independent legal advice on equity release in Scotland, helping clients over 55 access their property’s value safely and confidently.
If you’re over 55 and own your home, equity release might offer a way to unlock some of the value tied up in your property, without having to sell it or move out. Many people in Scotland use equity release to fund retirement plans, cover care costs, pay off debts, or help children onto the property ladder. But it’s a big decision, with long-term financial consequences.
At Pomphreys, we provide clear, independent legal advice on equity release in Scotland, helping you understand the legal implications and make a decision that’s right for your circumstances.
We don’t sell financial products or push any particular scheme. Instead, we work alongside your independent financial adviser or mortgage broker to make sure the legal aspects are properly explained, documented and carried out in your best interests.
What Is Equity Release?
Equity release allows you to access cash from the value of your home, usually through a lifetime mortgage or a home reversion plan. You continue to live in your home, and the loan is repaid from your estate when you die or move into long-term care.
These arrangements can affect how much you leave behind, your entitlement to benefits, and your options later in life, so it’s vital to get the right legal advice before committing.
How Pomphreys Can Help
Our solicitors will:
- Review your equity release offer and explain it in plain English
- Check the terms and conditions to identify any potential issues
- Ensure you understand the impact on your estate, family and future options
- Make sure the paperwork meets legal requirements and lender expectations
- Act on your behalf to complete the transaction smoothly and securely
- Provide space for you to ask questions or involve family members if you wish
We take a calm, thorough approach, giving you time to consider your decision without pressure.
Why Choose Pomphreys?
- ✅Specialist Legal Advice – we focus solely on the legal side—making sure your interests come first at every step.
- ✅Property Experts – with decades of experience in Scottish conveyancing, we understand the market and legal process inside out.
- ✅Supportive and Sensitive – we explain complex topics clearly and involve your family if you choose.
- ✅Your Security Comes First – we don’t just tick boxes—we protect your long-term position and peace of mind.
Talk to Us About Equity Release
If you’re considering equity release in Scotland, get in touch with Pomphreys for independent legal advice you can trust. We’ll make sure you fully understand the process and that your decisions are made with confidence.
❓ Common Questions About Equity Release
What is equity release?
It’s a way to access the money tied up in your home—usually through a lifetime mortgage or home reversion plan—while continuing to live there.
Is equity release safe?
It can be, but it’s not right for everyone. That’s why independent legal advice is essential.
Will it affect my Estate?
Yes. Equity release reduces the value of your estate. We’ll help you understand the long-term impact before you proceed.
